Preparing your business for a storm.
Severe weather conditions seem to make the national news on a regular basis. With the possibility of additional weather events including higher than average flood water, commercial property owners who prepare in advance can better protect their business and their customers. Ensure your assets remain safe from water damage by taking steps before you are faced with a hazardous situation.
Consider Flood Insurance
Insurance companies typically view flooding as rainwater that hits the ground in quantities. Many types of standard insurance policies do not cover rain-related damage. Flooding can devastate a business, leaving substantial cleanup costs and destruction in its wake. For companies that are not in a flood plain, flood insurance may be a cost-effective option.
Address Building Weaknesses
Flood waters move swiftly, and a flooded building can be dangerous. It may not be possible to take preventative action once the water begins entering the building. Consider what can be done in advance to protect items in key areas of the building:
Clear storm drains and gutters of debris.
Remove valuable items from the basement and store them elsewhere.
If there are fuel tanks, make sure they are securely anchored and up to code specifications.
Purchase a sump pump.
Safeguard Business Critical Data
Keep backup copies of crucial documents such as insurance policies, vendor information and emergency contact numbers. If possible, store them off-site to avoid water damage. Otherwise, put them in an area that is least likely to be impacted by flood water, such as a second floor or in a waterproof safe. Keeping the data safe can help restore business quickly.
Create an Emergency Plan
Disaster recovery planning can protect employees and guests during an extreme weather event. Flood water rises quickly, so having a documented plan in place beforehand can ensure everyone knows what to do in the event of a flooded building. Keep the contact information for water damage restoration technicians up-to-date. Address building and employee readiness and make sure there is a detailed evacuation route that can take people away from danger in flood conditions.